39884 Ridgecrest, Severance, CO, 80610, USA, Pierce, Colorado, United States. - Hero Image
39884
Ridgecrest
Pierce | Colorado

Where Land

Runs Free

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Michelle Barnes
Michelle Barnes
Presented At
$1,500,000
Bedrooms
4
Bathrooms
4
Library
Fireplace
Office
Bar
Walk In Closet
Basement
Garage
Parking
Garden
Mountain View
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39884 Ridgecrest, Severance, CO, 80610, USA, Pierce, Colorado, United States. , Pierce , Colorado 80610

Private Ranch Retreat with Exceptional Natural Elegance

Welcome to this custom ranch home on 3.7 acres, ideally located just minutes from downtown Fort Collins. This property is a dream for gardeners, featuring multiple well-designed garden spaces, irrigated raised beds, and a gated botanical area that could also serve as a future dog run. The landscape includes a variety of fruit trees, thoughtfully cultivated planting areas, and a newly installed, multi-tier natural stone water feature. Set at the end of a peaceful cul-de-sac in the desirable Belmont Farms subdivision, the home offers mountain views, spacious surroundings, and neighborhood walking paths, all within 20 minutes of downtown Fort Collins. A key highlight is the nearly 1,400 sq ft detached shop, complete with heat, two 12-ft bay doors with side-mounted openers ,several 220V outlets for tools or equipment, and plenty of exterior parking. The attached greenhouse includes automatic venting and a dedicated sink for early-season garden prep. The heated, attached 3-car garage provides almost 1,300 sq ft of additional workspace and storage and houses a whole-home Generac generator for added security. Inside, the floor plan is functional and inviting, featuring an open-concept great room with fireplace, dining area, and a well-equipped kitchen with a large island and prep sink, walk-in pantry, built-in appliances, and a gas range with hood. The main level includes two bedroom suites plus an office that could serve as a fourth bedroom. The primary suite offers a spa-inspired bathroom and a spacious walk-in closet with custom organization. The finished basement expands the living space with a large recreation room, complete bar area, media and library space, and a private guest ensuite. This well-maintained property offers a rare combination of acreage, convenience, and versatility.

Property

3D Street View Tour

Map showing 39884 Ridgecrest, Severance, CO, 80610, USA, Pierce, Colorado, United States.

Property Location

39884 Ridgecrest, Severance, CO, 80610, USA, Pierce, Colorado, United States., Pierce Colorado

Local Weather & Climate

Pierce, Colorado

Current Conditions Updated recently
39 °F
Broken clouds
Feels Like 39°F
Humidity 38%
Wind 2 mph
Visibility 6.2 mi
Sunrise 1:09 PM
Sunset 1:06 AM
5-Day Forecast
Mon 16 Mar
Clouds
High 39°
Low 39°
Tue 17 Mar
Clouds
High 72°
Low 41°
Wed 18 Mar
Clouds
High 75°
Low 48°
Thu 19 Mar
Clear
High 80°
Low 52°
Fri 20 Mar
Clear
High 81°
Low 55°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Pierce?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Ultra Luxury 379.7× median

Our perspective on current market conditions in Pierce. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
65
Buyer Score
Prices are down 7.1% year-over-year
Homes are taking 49 days to sell - more time to negotiate

Local Market Price Trends

Median home sale prices in Pierce, Colorado — ZIP code 80610 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $150,000,000
Area median: $395,000
-7.1% year-over-year (well below the 3.5% historical avg)

Market Competition

49 days
Days on Market
Above typical
99.3%
Sale-to-List Ratio
Below asking

Future Value & Wealth Building

Starting investment: $1,500,000 20% down ($300,000)

42.4 years
Double Your Investment
Based on current market trends, your property value could double
$736,768
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$7,984
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$2,450,026
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $300,000 down payment could grow to $736,768 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,178
+$68
$68/day
Your home may appreciate while you sleep
$476/week $2,061/mo $24,733/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$189K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$825K
vs
OWN 📈 +$737K
$737K Potential Equity
vs $825K lost to rent over 10 years
$300K Down Payment Growth
2.5x
10yr
$737K
4.6x
20yr
$1.4M
8.2x
30yr
$2.5M
Wealth Comparison
×6
Equivalent to 6 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $2.5M
Time to Double Your Investment (accounting for market cycles)
60.5
years
Conservative
1.15% effective/yr
26.6
years
Optimistic
2.64% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $1.7M +12%
Market $1.8M +18%
Optimistic $1.9M +30%
$737K est. equity
20 Years
Conservative $1.9M +26%
Market $2.1M +39%
Optimistic $2.5M +68%
$1.4M est. equity
30 Years
Conservative $2.1M +41%
Market $2.5M +63%
Optimistic $3.3M +119%
$2.5M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Jan 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Jan 2026

Neighborhood Demographics

ZIP 80610 • 2022 ACS Data

3,172 Population
Median Age: 37.0
$76,753 Median Income
Above Average
$388,700 Median Home Value
Rent: $916
22.2% College Graduates
Average

Housing

Homeowners 73.9%
Renters 22.8%
Vacancy Rate 3.2%

Employment

1.1% Unemployment
9.8% Work From Home

Education Attainment (Age 25+)

High School+ 79.2%
Bachelor's+ 22.2%
Graduate+ 8.8%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 39884 Ridgecrest, Severance, CO, 80610, USA, Pierce, Colorado, United States features 4 bedrooms.
This property is listed at $150,000,000.
In Pierce, home prices have decreased 7.1% over the past year, homes typically sell within 49 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Pierce shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Pierce, Colorado. The property is situated in an established neighborhood with convenient access to local amenities and services.
Michelle Barnes

Michelle Barnes

The Group, Inc.

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Ryan Spencer

Ryan Spencer

The Group, Inc.

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